Category Archives: Critiques

Getting A Wedding Loan Is The Worst Idea Ever!

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20150527_074903-1 This is one of the many wedding loan promotions I see in Lebanon – I scratched the bank’s name because the post is directed to couples rather than criticizing banks that are simply doing what’s good for them

As soon as I set a date for my wedding 3 years ago, I sat down with my wife and wrote down the estimated costs of a big wedding in a budget planner. Even though I am not a fan of big traditional Lebanese weddings, I had no choice but to settle for one in order to please everyone around me. To be honest, I didn’t think it was worth getting into a fight with both families just for one day and I was fine with the big wedding as long a we didn’t exceed the set budget (and did few things my way). It was out of the question for me to pay for things I could not afford or even worse take a wedding loan! For me, a wedding loan is the worst possible idea any couple could apply for and I wish banks would stop giving young couples this option in Lebanon.

I can understand people applying for personal/car loans or getting credit cards, or borrowing money from their parents and I’ve done all of them and still have credit cards that I use in emergencies or when I run out of money, but I would never consider a wedding loan because it’s a terrible investment at the worst possible time.

Just to explain how bad wedding loans are for newly wedded couples earning average incomes and why they shouldn’t go for one (assuming that the average cost of a relatively big wedding in Lebanon is around 25-30k for 250 people):
1- You are taking 20K and 40K loans at very high interest rates (up to 50% of the original loan sometimes) to invite 300 people to eat and drink and look fancy and you are barely getting 50% of what you spent back in the wedding account.
2- You are starting your marital life with a heavy and unnecessary loan and the expenses will keep on piling up once you move to your new place. No wedding couple wants to start a marriage with staggering debt.
3- Speaking of expenses, and trust me on that one, they will double and triple once you are living on your own, so having an extra loan payment every month is a bad idea, specially if you are taking a house loan as well.
4- Even if you’ve been dreaming all your life of a big wedding, you won’t be able to please everyone no matter how much you pay, so pay as much as you can to make the best out of it. I’ve done a big wedding with a very reasonable amount by looking after every single detail and trying to get the best offers and I still regret some of the costs I had to endure.
5- Your family and friends will be happy for you no matter what you do with your wedding and even if you don’t invite them. They will drink and sing and cheer for you even if the venue is your own backyard, and that’s what matters the most.

Some may argue that a couple may need to take a loan in order not to delay the wedding, but that’s not a valid excuse as they can plan a small wedding or maybe organize a wedding abroad and invite their direct families only. Again I’m not trying to judge anyone here and it’s a personal decision after all, but a couple being behind before even kicking off their new life together will affect every decision they make together and could prove detrimental to their relationship. All in all, if your parents insist on having a big wedding, ask them to help out with the wedding expenses like I did and if they can’t, I advise you to prepare a wedding with whatever money you have and make sure to take into consideration your honeymoon expenses because that’s the best part of a wedding (at least for me).

Believe It Or Not: There’s a Shortage Of Syrian Skilled Workers In Lebanon

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workers via Al-Akhbar

The number of registered Syrian refugees in Lebanon has surpassed the 1 million mark this year, and our country has the highest per capita concentration of refugees in the world with 257 refugees per per 1,000 inhabitants yet we’ve been having a major shortage of Syrian skilled workers ever since the Lebanese authorities decided to impose visa restrictions. Lebanon’s agricultural sector is among the most severely hit as the number of laborers dropped by nearly 80 percent and this shortage is becoming a serious issue for other sectors as well.

The reason for that shortage is that Syrian workers are now subject to a Kafala sponsorship system, which means that they need a Lebanese to sponsor their stay. Moreover, they have to pay $200 upon their entry into Lebanon and an extra $65 for the paper work required. As a result, Syrian workers are not willing (or are unable) to pay almost $300 to work for few months in Lebanon while Lebanese companies are struggling to find workers at affordable prices. A friend of mine, who owns a cleaning company, told me the Syrian worker’s average salary has gone up by some $200 in the past couple of months as the demand is really high and there aren’t that many Syrian workers left in the country. On another hand, Syrian workers are struggling to find Lebanese sponsors.

Personally speaking, I still think the visa restrictions were much needed but they probably need to be amended to facilitate things for seasonal workers coming from Syria as they need the money and we need them in Lebanon. Until then, I hope this will encourage Lebanese to replace the Syrian workers noting that we have 1.5 Million Lebanese below the poverty line. The argument that “Lebanese are not used to this type of work” is not valid because when you’re poor, you need to work and any work is better than staying home. There’s one thing that I’m worried about though, is that local businessmen might start recruiting Syrian kids to do the job.

I believe this is the first time we’ve ever had a shortage in Syrian workers ever since the Hariri assassination in 2005 and the withdrawal of Syrian troops.

What Is This Arab Tourism Award Jbeil (Byblos) Just Won?

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byblos via Bank Audi FB page

I’m really happy that Byblos won the Arab Tourism Capital Title for 2016 but I am really confused about this award as I can’t find anything about it. There’s no doubt that Jbeil deserves to win such an award but who are we competing against and who’s coming up with these awards? What exactly is the Arab Council of Tourism?

I tried to look up the Arab Council of Tourism online and found a website called [] which didn’t help much. In fact, I realized Jbeil wasn’t the only winner as the Saudi city Abha also won the same award for the year 2016 and 2017. If this is true, then Jbeil won the award for two years not just one (yay?).

Jbeil was also chosen as the best Arab Tourist City by the World Tourism Organization in 2013 but I could barely find anything related to it as well. Don’t get me wrong as I am not trying to question the awards but if we are only hearing about them in Beirut then what’s the point?

I honestly think our primary focus should be on promoting tours and activities in Jbeil because these awards won’t help much if tourists don’t know how to get to Byblos. I just had a quick look at Livelovelebanon (where it’s still winter) and destinationlebanon where I found a very helpful pdf but not so user-friendly.

Otherwise, congrats to Jbeil which is one of my favorite cities in Lebanon and I’m going to dedicate a post very soon to Jbeil, how to get there, things to do, places to go, restaurants to visit etc …


Where Is The Internet Police When You Need It In Lebanon?

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LBCI News Anchor Dima Sadek removed a post she wrote on Facebook few days ago after her mother received threats and insults on her phone. Unfortunately, this is not the first time a journalist is harassed in Lebanon whether online or through abusive phone calls and these people won’t stop even if you removed a controversial post or picture. May Chidiac was and is still being harassed on a daily basis and nothing is being done to track down these people. Moreover, there are a lot of people who have nothing to do with politics and get harassed on a daily basis and are unable to do anything about it, and I’ve already raised this issue two years ago when one of my friends was being harassed.

I think it’s time for the ISF and cyber crimes bureau to investigate this type of harassment and bullying and try to track down who’s behind it. We also need to track down all these apps that can get you someone’s personal information based on their license plate and that are still available for download. Cyber-stalking, cyber-bullying and online harassment are crimes that should be punishable by law and treated more seriously in Lebanon.


I Challenge MP Kabbani To Use Public Transportation For One Week

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Our Public Works, Transportation, and Water and Energy Parliamentary Committee Head MP Mohammad Kabbani told a journalist that he doesn’t need to buy a car in Lebanon if he doesn’t get paid much because, and I quote, “there are taxis everywhere and people use public transportation everywhere in the world”. When another reporter asked him if he had ever used public transportation, he replied that he used to take the train to college.

If we assume that Lebanon has a decent public transportation that connects all regions, then MP Kabbani is absolutely right but that’s not the case in Lebanon. For example, if I want to get from Jeita to Achrafieh using taxis and buses, I would need to either take a cab which would cost me at least 20,000 LL each way or take a “service” to the highway and from there take a bus and then take another “service” or bus to get to my work place, noting that there are no bus or taxi stops in Jeita (and almost anywhere else in Lebanon) and you basically have to stand on the highway and wait for a cab to pass by. Moreover, the majority of our buses and taxis are not equipped with air conditioners so it’s a nightmare for those who have to wear suits to work especially during summer.

Of course it’s a bit easier to take cabs if you live and work inside Beirut but our public transportation is terrible and advising people to take cabs because they have low salaries is utter nonsense, especially when they live outside the capital and cannot afford rental prices in Beirut. If MP Kabbani is so confident about our public transportation, I kindly ask him to move to Keserwan for a week and take cabs and buses to the parliament everyday. Once done, he should pay a visit to the Mecanique in Hadath and see what we go through every year there.

On another note, and knowing that our MPs are too busy extending for themselves to do such experiments, a good idea would be for local TVs to document what Lebanese are going through everyday and show it to the concerned ministers and MPs in their talk shows.


Is This For Real? Domestic Workers In Lebanon Could Face Deportation If They Marry non-Lebanese

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As if the situation wasn’t bad enough for domestic workers in Lebanon, the Lebanese authorities are in the process of passing a law that prohibits workers from having any type of relationships in Lebanon or marrying a non-Lebanese here. If they do so, the tenant can report them and have them deported as mentioned in the Legal-Agenda article and on Kafa’s Facebook page.

Here’s an excerpt from the article:

خلال شهر تشرين الاول من العام 2014، تلقى كتاب العدل من وزارة العدل تعميما بشأن التعهد الذي يفترض بصاحب العمل توقيعه لديهم في اطار الحصول على اقامة للعاملة أو تجديدها. وبموجبه، يطلب من صاحب العمل أن يتعهد تجاه المديرية العامة بعدم وجود “أي علاقة زواج أو ارتباط من أي نوع كان تربط العاملة (…) باي شخص عربي او أجنبي مقيم على الاراضي اللبنانية”. كما يتعهد أنه “في حال تبين لاحقا وجود اي علاقة زواج حصلت بعددخول العاملة مراجعة الامن العام بعد تأمين تذكرة سفر بغية ترحيلها الى بلدها”

This is the first time I hear about this law and I can’t really confirm it yet. If it’s true, I don’t know what they are trying to achieve by implementing it as it’s against the most basic human rights and is wrong. We should be working on changing this rotten Kafala system instead of passing laws that enslave the workers even further.

What I Told The National About The New Traffic Law In Lebanon

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The new traffic law is still the hottest topic in Lebanon right now and is even being mentioned in foreign media outlets. The Financial Times shared an article on the traffic law (classified under “Syria crisis” for some reason) last week and The National shared a story entitled “Lebanon attempts to impose order on its traffic jungle” on the same topic today .

I got interviewed by Josh Wood from the National and here are the key points I mentioned regarding the new traffic law:

– All previous attempts of implementing the traffic law started almost identically and all failed.
– People are driving more slowly and carefully at night and wearing their seat belts because the fines are huge, or simply because there are fines just like in previous attempts.
– Policemen are still breaking the law and should be punished more severely when they do so as they are role models for others to follow.
– I’m worried about bribes and recommend we automate the whole process by setting up a platform like this [one].
– The idea from the new traffic law should be to help people become aware of the traffic law and care about their own safety, not just fine them and send the money elsewhere.
– Lebanese should know that the fines they are paying are going somewhere to improve the infrastructure.


On a last note, we have to stay optimistic every time someone tries to implement traffic laws and the current minister of interior is a rather pragmatic person so let’s hope for the best! You can check out the full article [here].

asas via Mustapha

PS: Thank you Josh for considering me and for mentioning almost everything I shared during the interview!

Posters Against The Zouk Power Plant Pollution Are Now Polluting The Streets

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I was actually surprised to see all parties sitting on one table to protest against the Zouk power plant on April 25 but I soon realized it was all nonsense when they started talking about forming committees. I know it’s too early to judge but no one had a serious proposal to end the Zouk Power Plant problem and it doesn’t look like we will get rid of it that soon.

What’s even worse is that the posters that they hung on every street and road are all still there and one of them almost fell on my car on the highway. So now the posters against the pollution in Keserwan are effectively polluting the city as well, noting that most of the area’s municipalities were involved in the protest. Cheghel ndeef wou 3al lebnené!



A “Wasta” Shortcut Road To Cut Through Marina Dbayyeh’s Traffic

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I posted back in 2010 about a shortcut road in Dbayyeh that might save you 20 minutes of morning traffic. The road (shown in red above) was accessible to everyone back then but they’d close it randomly sometimes. After a while, they closed it for good yet I’d notice army vehicles or convoys using it from time to time, but more and more cars have been using it in the past couple of weeks for some reason. I asked around and they told me you need some sort of “wasta” to have your name registered at the gate and they will let you in.

I can’t really confirm this info but the sure thing is that more and more cars are using it and I’ve been spending an extra 20 minutes in traffic because of this shortcut which is unacceptable. If they need the road, they can use it for emergencies or security reasons, but otherwise it should be kept as closed once and for all!